The book, “10 Sikreto ng Mga Mayayaman (10 Secrets of the Rich),” by Al McCaw (Al Sembrano) had all the answers. But I don’t think his website does.
I spoke too soon when I said “thanks” to him for taking down the design concept I made on his site that he didn’t pay for, nor did I (or SheeroMedia) give permission to use. He removed it from his Mayaman site, but then still used it on the Sikreto one.
Anyway, if you want the complete low-down on this, go ahead and visit my personal blog.